Rates

Loans Auto Rates SERVICE CHARGES

SIGNATURE OR UNSECURED LOANS
Credit Score Credit Score GradeRateMaximumMax TermGemstone Credit Ranking
801- AboveA 7%$10,000.0060Diamond
771-800A 8%$10,000.0060Diamond
751-770A 9%$10,000.0060Diamond
731-750B 10%$10,00060Ruby
701-730B 11%$7,00060Ruby
671-700B12%$7,00060Ruby
651-670C 13%$4,00048Sapphire
631-650C 14%$4,00048Sapphire
601-630C15.25%$4,00048Emerald
571-600D 15.5%$3,50036Emerald
551-570D 16%$3,50036Topaz
531-550D17%$3,50036Topaz
501-530E 18%$2,00024Amethyst
500-BelowE 18%$2,00024Amethyst
SHARE LOANS2%
These are loans that are fully secured by your shares (savings) in the credit union.
Maximum amount loaned will be based on the balance on your share account.
Maximum repayment schedule will be within reason.
Interest rate is 2%